Insurance Cancellations: An Issue in MA

Have you received a notice from your insurance company about your homeowners’ policy? In Massachusetts, insurers are increasingly canceling or non-renewing policies over minor tree-related issues, such as overhanging branches, dead limbs, or even healthy trees deemed “too close” to structures. This trend is part of a broader challenge, with Massachusetts ranking fifth in the nation for homeowners insurance non-renewals in 2023, driven by concerns like flooding and property maintenance. [Source: Boston Globe]

These cancellations can leave homeowners vulnerable, especially when the issues are easily fixable. For example, a single dead branch or a tree needing minor pruning could trigger an inspection and lead to policy termination. This is particularly frustrating when insurers cite vague “underwriting guidelines” without clear guidance.

How We Can Help: At Northeast Tree Care, our certified arborists can assess your trees and address potential concerns before they become insurance problems. From pruning overhanging branches to removing hazardous limbs, we’ll ensure your property meets insurer standards while keeping your trees healthy.